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John Greed's Interest Free Credit Payment Option
Call 0345 319 0008 to apply today

What is the Interest Free Credit Payment Option?

John Greed can now offer our customers the option to pay by finance with interest free credit (0% APR typical). This option is an interest free loan that you may apply for when purchasing an item on our website.

Why pay via John Greed's Interest Free Credit Finance?

John Greed's Interest Free Credit Finance option (0% APR typical) will enable you to spread payment for your goods over time. You donít have to pay for that dream item all at once!

How does John Greed's Interest Free Credit Work?

John Greed's Interest Free Credit (0% APR typical) option will allow you to spread the cost over 6, 12, or 24 months.
Here is an example of how much you would pay if you spend £334:

  • Basket Total - £334
  • 10% Deposit - £33.40
  • Amount of credit - £300.60
  • Pay over 24 monthly instalments at £12.52 per month
  • or Pay over 12 monthly instalments at £25.05 per month
  • or Pay over 6 monthly instalments at £50.10 per month
  • Other Charges - £0
  • Total amount payable APR typical 0% - £300.60

A minimum of 10% deposit is required.

Can Interest Free Credit be taken out on any of the products online?

John Greed's Interest Free Credit option can only be taken out on orders with a total basket value of £334 or higher.

Can I apply for Interest Free Credit?

If you aged 18+, you may apply for interest free credit. In order to be accepted for John Greed's finance option, you must meet our finance provider, Hitachi Capital Consumer Finance's criteria.

Who is the finance provider for John Greed's Interest Free Payment Option?

John Greed's Finance option is provided by Hitachi Capital Consumer Finance, 2 Apex View, Leeds, LS11 9BH

How do I apply for John Greed's Interest Free Credit?

Once you have selected the products that you wish to purchase, please contact our helpful customer services team on 0345 319 0008.

Please note the deposit cannot be paid using Paypal.

Once approved, we will print out your application and send the documentation to you to sign. When Hitachi Consumer Finance have received the signed documentation back from you, we will be notified by Hitachi and dispatch your order to you.

We will only dispatch your order once we have received notification that your application has been successful.

When will the first payment be due?

The first payment is due 30 days after Hitachi have received the signed documentation and accepted your agreement.

Who can I contact for more information about John Greed's Interest Free Credit?

If you have any further questions about our Interest Free Credit option, you can call one of our helpful customer service advisors on 0345 319 0008 (9am Ė 4.30pm Monday to Friday ) or email us at customerservices@johngreedjewellery.com and we will be happy to talk you through the process.

Declined Credit Applications

If your application is declined by Hitachi Capital Consumer Finance, you will be notified within 15 seconds of submission of the form online.

You will receive a copy of the decline letter in the post, it will not detail the reason for the decision. However, it will give details of a credit agency where you can review your credit file if you so wish.

If you are not happy about the decision, you can write to Hitachi Capital Consumer Finance and request further details about your application. Please clearly state the reason that you are writing and provide your name, address and postcode.

Send this information to:

  • Customer Services
  • PaybyFinance
  • Hitachi Capital Consumer Finance
  • 2 Apex View
  • Leeds
  • LS11 9BH