John Greed's Interest Free Credit Payment Option

What is the Interest Free Credit Payment Option?

John Greed can now offer our customers the option to pay by finance with interest free credit (0% APR typical). This option is a loan that you may apply for when purchasing an item on our website. This loan is interest free, meaning you will pay no interest on the amount that is borrowed.

Why pay by John Greed's Interest Free Credit Finance?

John Greed's Interest Free Credit Finance option (0% APR typical) allows customers to spread the cost of the payment of the goods over time, so you don't have to pay for that dream item all at once.

How does John Greed's Interest Free Credit Work?

John Greed's Interest Free Credit (0% APR typical) allows the cost to be spread over 6, 12, 18 or 24 months. Here is an example of how much you would pay on a £300 ring:

            Basket Total - £300
            Amount of credit - £300
            Payable in 24 monthly installments of - £12.50
                or Payable in 18 monthly installments of - £16.67
                or Payable in 12 monthly installments of - £25
                or Payable in 6 monthly installments of - £50
            Other Charges - £0
            Total amount payable APR typical 0% - £300

Can Interest Free Credit be taken out on any of the products online?

John Greed's Interest Free Credit option can only be taken out on orders with a total basket value of £300 or higher.

Can I apply for Interest Free Credit?

If you aged 18+, you may apply for interest free credit. In order to be accepted for John Greed's finance option, you must meet our finance provider, Hitachi Capital Consumer Finance's criteria.

Who is the finance provider for John Greed's Interest Free Payment Option?

John Greed's Finance option is provided by Hitachi Capital Consumer Finance, 2 Apex View, Leeds, LS11 9BH

How do I apply for John Greed's Interest Free Credit?

Once you have selected the products that you wish to purchase, please contact our helpful customer services team on 0845 319 0008.

Once approved, John Greed will print out your application and send the documentation to you for signing. Once Hitachi Consumer Finance has received the signed documentation back from you, we will receive notification and we will dispatch your order to you.

Please note that we can only dispatch your order once we have received notification that your application has been successful and they have received the signed documentation.

When will the first payment be due?

Once your application has been completed, we will inform you of the date when your first monthly payment is due.

Who can I contact for more information about John Greed's Interest Free Credit?

If you have any further questions about our Interest Free Credit option, you can call one of our helpful Customer Service advisers on 0845 319 0008 (9am - 5pm Monday to Friday ) or email us at customerservices@johngreedjewellery.com and we will be happy to talk you through it.